How to avoid wasting time at your bank

Posted by Felix Okoli on Friday March 1, 2013 at 11:16:43:

It's nice that Nigerian banks nowadays are a comfortable place for people to go to, without always wishing to get out in a hurry. The environment is controlled, cool and customer friendly.

Going to one's bank has become a hobby for many people who may want to withdraw their funds or make deposits. There are however times when you wish that you don't spend more than say 15 mins at your bank.

How do you avoid bank queues or just time wastage at your bank?

Here are some tips that can help.
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- Go to the bank during off peak periods
- Know what to do before going to your bank
- Call customer service if you can to avoid having to go to the bank for inquiries
- Pay in cheques into your account rather than cash over the counter
- Do a intra-bank transfer using internet banking or atm rather than paying in cash deposits
- Avoid the customer service queue since a lot of people usually go there. It saves time
- Visit banks in less dense locations rather than busy ones.

Calling customer service and using internet banking are two tools that have helped me avoid going to the bank most of the time. Don't bother going to the bank to do things you can already do at home.

Best days for going to the bank to save time
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Tuesdays, Wednesdays and Thursdays

Worst days
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Mondays and Fridays

Best times for going to the bank
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Around 10 am to 12 pm
Banks open from 8 am to 4 pm but you shouldn't have to go at the wrong time when there is too much people traffic unless you just want to meet people and kill time.

Best times to visit your bank without wasting time is around 10 am to 12 am.

There is mostly a rush hour by 8 to 9am and around 1 pm to 4pm so avoid those times.